A “golden 1 routing quantity” is a novel nine-digit code that identifies a particular monetary establishment and department the place an account is held. As an illustration, the routing quantity for Golden 1 Credit score Union’s predominant department in Sacramento, California, is 322271127.
This routing quantity performs a crucial position in digital fund transfers. It ensures that funds are appropriately and securely despatched to or from the meant checking account. Up to now, routing numbers had been primarily used for wire transfers, however in the present day they’re additionally important for ACH transfers, on-line banking, and cell examine deposits.